Creative cloud plans and expired credit card.

No payment = no services.

...and you may find that Adobe might send your debt to a collection agency in the future and it might affect your credit rating.

if your payment fails to be processed, your subscription will end.  if you have an annual subscription paid monthly, and that is ending early there's a penalty (= 1/2 the cost of the remaining months).

and you lose the use of the adobe subscription programs.