I found the problem. I had previously had Adobe Acrobat XI installed and while I had already uninstalled it a while back, the folder was still under: C:\Program Files (x86)\Adobe, so there were 2 Acrobat folders in the Adobe programs folder, and I guess they were conflicting, I got the payload error and the 3010 error and I could not install via creative cloud or by direct download because the 'install' always stopped with various error codes. Once I deleted the Adobe 11 folder under: C:\Program Files (x86)\Adobe, I tried installing again and it worked PERFECTLY! Such a simple solution after a frustrating hour of trying to figure it out!