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Let me validate your way. I have followed the list. But you do not cut money in the account. Monthly payment Adobe Please check the accuracy.
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Some Change/Verify Account links https://forums.adobe.com/thread/1465499 that may help
-Credit card https://helpx.adobe.com/x-productkb/policy-pricing/membership-subscription-troubleshooting-creative-...
or
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Need to inquire about problem billing.