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Currently I am paying $9.99/month for the basic account. I want to upgrade to using only Illustrator. So how would that work? Do I get double charged for upgrading or does that somehow refund me a difference?
basic account = Photography plan?
See "Learn how to change your Adobe Creative Cloud plan" for information on upgrading.
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You are asking this on the user to user forum where most of the people answering are not Adobe employees. There is a phone number included on the web page with plan information Creative Cloud pricing and membership plans | Adobe Creative Cloud . I would suggest calling that number for specific answers to your questions.
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Discussion moved to Adobe Creative Cloud​
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basic account = Photography plan?
See "Learn how to change your Adobe Creative Cloud plan" for information on upgrading.
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Before you cancel anything, read your terms of service agreement. There is a penalty fee for early cancellation of annual plans.
Adobe Subscription and Cancellation Terms | Adobe
The basic Photography Plan bundle costs USD $10/month for 12 months and includes:
To add 1 year of Illustrator would cost an extra $21/month.
Month-to-month plans are also available for slightly more per month but you can cancel anytime without penalty.
Creative Cloud pricing and membership plans | Adobe Creative Cloud