Inner Bevel does not work on text

[StFrancisAssisi]

For some reason the Inner bevel does not apply to any texts. It doesn't seem to matter how large or small I make the bevel. I keep getting the same flat result. Does anyone have any suggestions on how to fix this. It used to work. If I want any results I have to do a pillow emboss which I don't want. See example below. You can see in the "preview" that it appears to be working but it does not show up on any text. I am using the lastest version of PhotoShop on a Windows PC.

[Chuck Uebele]

Your shadow setting is on overlay. It needs to be on normal or multiply.

[StFrancisAssisi]

No, making that change had no effect.

[Leslie Moak Murray]

Try checking the "Contour" box.

[StFrancisAssisi]

Yes, have done that too and has no effect. I'm at a loss. I used to be able to do this all the time so not sure what has happened.

[Chuck Uebele · Accepted solution]

Did you also increase the shadow opacity? In your screen shot, it's at 0.

[StFrancisAssisi]

That was it! Ugh, I feel like such an idiot! Looked at everything but that. Thanks so very much. I've been making myself nuts. Greatly appreciate everyone's input and for the solution.

[Chuck Uebele]

We all do things like that. I know I do! If the opacity was set higher, you still would have needed to set the blend to multiply.