Exposure problem? Can I get a second opinion - Thanks in advance

I am trying to remain civil.  As I said, you obviously only shoot white skinned or higher skinned models, If I expose the image further, her skin will wash out, as will the red laptop, and wooden desk, so you are suggesting I would select and expose the persons black dress only? - or have her wear another dress? - How many dresses other than plain black or plain white that are not name brand or proprietary?  Don't try to educate me on Stock Photography. Seriously, this is what we are talking about when we say[inappropriate remark].  You only look at things from models with white or similar skin (such as that Asian model in that underexposed coffee shop image).  Plus everything you said is subjective from a European point of view.  I've been doing this a lot longer than you, and I know what I am talking about, believe me you have nothing in terms or skills and experience with photography, development, exposure, and effects compared to me.  I've been shooting, and editing images since before Adobe acquired Macromedia, and long before you, Sir. Huge clientele, and am well aware of how these images were shot, but thanks for your technical suggestions anyway.