hidden contract!

Hidden how? 

(See screenshot)

Annual = 12 months. 

Cancel with 14 days and receive a full refund.  Cancel after 14 days and pay a 50% termination fee.

Monthly = 1 month. 

Cancel anytime, no fee.

How is that anything but crystal clear?

There are three types of plans:
Annual plan, prepaid This is paid once and is an annual commitment because it is a discounted price.
Annual plan, paid monthly This is an annual commitment because it is a discounted price.
Month-to-month plan This can be canceled at any time without penalty, but is more expensive.

https://helpx.adobe.com/manage-account/using/creative-cloud-subscription-terms.html

There is nothing hidden, but you do have to read

When you 'click to agree' to the subscription terms while buying a subscription, that means that you really do need to read BEFORE you enter your credit card number to buy a subscription
-You also need to know that a subscription renews AUTOMATICALLY if you do not cancel during your 12th month
-see the Nancy O'Shea message dated 3-22-2023 (with big red arrows) in this message
https://community.adobe.com/t5/account-payment-plan-discussions/bloated-nonsense/td-p/13669109

@scott29288581v0ai 

what problem are you having?

in the future, to find the best place to post your message, use the list here, https://community.adobe.com/

p.s. i don't think the adobe website, and forums in particular, are easy to navigate, so don't spend a lot of time searching that forum list. do your best and we'll move the post if it helps you get responses.

<moved from using the community>