Just as I thought it opened in adobe. THe adobe "Save on this computer" is grayed out. When I tell chrome to handle pdf as a download instead of opening in chrome, it does the same as before. I don't want to open .pdf somewhere "instead of Chrome". I want it to download for saving on disk, or open in Chrome. The only thing I don't want is open in adobe. Because it doesn't work, I need to save a .pdf.. Why don't you guys answer the question instead of providing solutions to a different question.
Hi @kent_1933,
Hope you are doing well. Sorry for the trouble.
The below settings (as also shared above) should be optimal for web browsers to work as per instructions.

However, if this is not how it works, have you checked if you can open the file in Acrobat> File menu> Save As.
Doing so should launch the MacOS finder window for you to select the location and save the file on your computer.
Let us know if this is not what you see, and we can troubleshoot further.
Regards,
Souvik.