I agree. This was previously announced on Twitter as a new feature in Photoshop 2023 (24.6), "Brush on a text, shape, or smart object layer for automatic layering and non-destructive editing." This was announced on Twitter, but did not actually work. https://twitter.com/Mikako76917122/status/1671375834899451905 However, in Photoshop 2024, it does work, and I am very confused. Professional retouchers work with layers that are pre-processed. That's how they manage the whole process. If you create layers in unexpected places without permission, you will lose control of the process. It is not a good idea to push kindness on the user. Users should be allowed to choose whether or not to use them.
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